States
Licensed in three states. Each one is different.
We are licensed in more than one state, and the rules are not the same in each. Here is what each state requires.
Minimum auto liability, side by side
| State | Bodily injury per person | Bodily injury per accident | Property damage | Shorthand |
|---|---|---|---|---|
| North CarolinaNC | $50,000 | $100,000 | $50,000 | 50/100/50 |
| TennesseeTN | $25,000 | $50,000 | $25,000 | 25/50/25 |
| ArizonaAZ | $25,000 | $50,000 | $25,000 | 25/50/25 |
Requirements change. Confirm current limits with the state before you buy.
North Carolina
NCNorth Carolina is our home state — our office is on Spring Forest Road in Raleigh and most of our clients live within an hour of it. It is also a state that just raised its minimum coverage substantially, which caught a lot of drivers off guard at renewal.
Major metros: Raleigh, Durham, Charlotte, Greensboro
See requirementsTennessee
TNTennessee has no state income tax on wages, which changes the tax conversation entirely, and its auto requirements sit at the lower end. Both facts mean the default advice people get elsewhere does not transfer cleanly here.
Major metros: Nashville, Memphis, Knoxville, Chattanooga
See requirementsArizona
AZArizona is a major market for commercial auto insurance. Whether you run a small business with a single vehicle or manage a fleet, the coverage requirements and options are different from personal auto policies. We specialize in translating those requirements clearly.
Major metros: Phoenix, Mesa, Tucson, Chandler
See requirementsWhere we serve in the Triangle
Our office is in Raleigh, and these are the communities we see in person most often.
What our clients say
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“This place is fantastic. They found me a much better rate than what I was paying and actually took the time to explain what each part of the policy meant.”
“I needed a certificate of insurance the same morning to start a job and they had it to me within the hour. They have handled my taxes for three years now too.”
“My rate went up at renewal and nobody at my old company could tell me why. These folks shopped it and put me with a different carrier for less than I was paying before.”
Talk to a real person today
No call center, no scripts. You get someone in the Raleigh office who can pull up your policy and answer the question.