Insurance
Dental & Vision Insurance
The coverage people skip until the bill arrives.
If you are self-employed or your job does not offer benefits, dental and vision are usually the first things to go — right up until a root canal costs more than a year of premium. These plans are inexpensive and easy to put in place.
Plans we offer
- Individual dental
- Cleanings and preventive care, plus fillings, extractions and major work depending on the plan.
- Family dental
- One plan covering the household, which is normally cheaper than separate policies.
- Individual vision
- Annual eye exams, frames, lenses and contact lens allowances.
Usually the right fit for
- Self-employed people and independent contractors
- Families whose employer plan does not include dental
- Retirees whose benefits ended with employment
- Parents who want their children on a preventive-care schedule
North Carolina raised its minimums in 2025
Every policy issued or renewed after July 1, 2025 has to carry at least 50/100/50 in liability, with uninsured and underinsured motorist coverage matching. If your premium jumped at renewal, this is usually why.
What North Carolina requiresCommon questions
Is there a waiting period before I can use it?
Preventive care such as cleanings is typically available right away. Major work like crowns and bridges often has a waiting period of six to twelve months, which varies by plan — we will point out exactly what yours says.
Can I keep my current dentist?
Often yes, but it depends on the plan network. Tell us who your dentist is before we pick a plan and we will check whether they are in network.
Do you sell major medical health insurance?
We focus on dental and vision. For major medical we will point you toward the right resource rather than sell you something outside our lane.
What our clients say
4.9 · 301+ Google reviews
“This place is fantastic. They found me a much better rate than what I was paying and actually took the time to explain what each part of the policy meant.”
“I needed a certificate of insurance the same morning to start a job and they had it to me within the hour. They have handled my taxes for three years now too.”
“My rate went up at renewal and nobody at my old company could tell me why. These folks shopped it and put me with a different carrier for less than I was paying before.”
Talk to a real person today
No call center, no scripts. You get someone in the Raleigh office who can pull up your policy and answer the question.